That leaves a range of health or health-related expenses uncovered for most of us. These include seniors, children or those in need. Various provinces have expanded their plans to cover expenses such as prescription drugs or eye exams. However, these benefits usually cover only certain groups of people. These include those provided in a hospital. Provincial health plans cover only “medically necessary” services. So, how much of the costs around those illnesses or injuries does your health plan pay for? And how much comes out of your pocket? What does your provincial health plan cover? Overall, Canadians are a healthy bunch. And a good sign of our overall health is our life expectancy. According to the Conference Board of Canada, our life expectancy is the sixth highest among 17 peer countries. (We’re behind Japan, Switzerland, Italy, Australia and Sweden, but ahead of the United States and the United Kingdom.) Still, we do get sick, and accidents (and pandemics) do happen. Access to mysunlife.ca and the my Sun Life Mobile app lets you manage your personal health insurance plan online.Along with hockey and politeness, universal health care is one of those things that defines us as Canadians. It’s a safety net that helps keep our finances healthy. But there’s a chance you don’t have as much protection against health costs as you might think.*Convalescent hospitals (facility licensed to provide convalescent care and treatment for sick or injured patients on an in-patient basis) Additional services If you are pregnant at the time of application, we will pay for up to 2 days of hospitalization due to pregnancy. Convalescent hospital: * $20 per day up to 180 days per incident.Coverage up to $200 daily and $5,000 annually.This is an optional benefit with this plan and includes: If you have a pre-existing medical condition where symptoms have appeared or required medical attention, hospitalization or treatment (this includes changes in medication or dosage), and existed during the 9 months before your trip, expenses related to this condition are not included.Covers travel outside of your province or outside of Canada.Coverage provided for the first 60 days of a trip.Includes coverage for: prescription eyeglasses, prescription contact lenses, prescription sunglasses and laser eye surgery.1-year waiting period before coverage begins.
Paramedical practitioners include: acupuncturists, chiropractors, naturopaths, osteopaths, physiotherapists, podiatrists, chiropodists, psychologists, social workers, registered massage therapists, speech language pathologists.Increased coverage for psychology and social worker services to a shared maximum of $1,000 per year.
Up to $300 per year, per type of practitioner.
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